You Are Searching For IDFC First Bank Loan 2024 : IDFC First Bank Personal Loan: IDFC First Bank is providing personal loan facility to its customers on easy terms. From where you can fulfill your needs by taking a loan. In today’s time, every person has to face problems related to money at some point in life. Due to which they borrow money from some place. Repaying which becomes a big problem for them. Their financial condition becomes worse and they become a victim of depression.
But now you do not need to borrow from anywhere to fulfill your needs. Because IDFC First Bank is giving you personal loan at a low interest rate. From where you can fulfill your needs by taking a loan for a fixed time period.
You can take a loan for home renovation, medical, education, travel, vehicle etc. This company provides personal loan to customers from Rs 20,000 to Rs 40 lakh without any guarantee. Its repayment period is maximum 5 years.
Features of IDFC First Bank Personal Loan IDFC First Bank Personal Loan
- If you are applying for IDFC First Bank Personal Loan, then you can get a personal loan of up to a maximum of Rs 40 lakh.
- The repayment period for this loan is approximately maximum 5 years.
IDFC First Bank personal loan interest rates start at 11% p.a. - Both Naukri Paisa and Khel Naukri Paisa customers can claim for the loan.
The loan taking process is 100% digital. - That is why you do not need to wander here and there.
With low processing fees and minimum documentation, the loan amount is disbursed into the customer’s bank account within 24 hours.
IDFC First Bank Personal Loan Interest Rate and Processing Fee IDFC First Bank Personal Loan Interest Rate
IDFC First Bank Personal Loan interest rates start at just 11% p.a.
Its processing fee is 3.5% of the loan amount and the interest rate charged depends on the purpose for which you are taking a personal loan. Apart from this, your credit history, credit score and financial record affect the interest rate.
Only after evaluating all these, the company decides the interest rate on the interest rate.
- IDFC First Bank Personal Loan Eligibility IDFC First Bank Personal Loan Eligibility
- Existing customers of companies can apply for IDFC First Bank Personal Loan.
- Personal Loan Job Money and Sports Job Money can be availed by the individuals.
Therefore it is important that the age of the customer should be more than 60 years and less than 1 year. - Therefore the payment history should be clear.
- Job Money Individuals must have at least 1 year of experience in their work.
- Self employed personal should have minimum 2 years of experience in the current business and it is important that the person applying under Hum Finance Personal Loan should have worked at the same place for at least one year.
IDFC First Bank Personal Loan Required Documents IDFC First Bank Personal Loan for Important
- Documents
- Aadhar card
- PAN card
- passport size photo
- Address proof
- Bank account statement for last 6 months
- salary slip
- ITR Returns
How to apply for IDFC First Bank Personal Loan online? IDFC First Bank Personal Loan Apply Process
- First of all you have to open the official website of IDFC First Bank Personal Loan https://www.idfcfirstbank.com/ .
- There you will get the option of personal loan, you will have to click on it.
After this a new page will open for you. - There you will have to enter your mobile number, PIN code and loan amount and click on the Apply Now button.
- After this you will get a call from the company.
Who will collect some loan related information from you and ask you to submit the documents. - After verification of all the details, IDFC First Bank Personal Loan Personal Loan will approve your loan and the loan amount will be transferred to your account.